What You Need To Know About Insurance And Auto Body Repair Shops

If your car needs auto bodywork, there are some things to keep in mind. There are some misconceptions that you may not be aware of that could end up costing you more money than necessary. Here are some things to think about to help you make the best decision when it comes to repairing your car:

Do You Need Multiple Estimates for Auto Body Work?

You likely have heard that you need to provide several estimates from different auto body shops to have your work done. Although an insurance company can ask you to provide more than one estimate, it is not generally a requirement. If you want to work with a particular body shop, you only need to provide a quote to that particular shop.

Do You Have to Purchase the Parts from a Dealership?

You may have been told you must purchase manufacturer parts for your vehicle repair directly from a car dealership. This is not the case. You have several options. If you do not want to work directly with a dealership, ask your body shop if they can obtain the necessary original equipment manufacturer parts for you. Most reputable auto body shops can do this. You also have the option of using after-market parts if you are not particular about the types of parts used to repair your car. Either way, if you have a good relationship with an auto body shop and you want to work directly with them to get your parts, you can ask whether or not they can be ordered without going to a dealership.

Does Your Insurance Choose Your Auto Body Shop?

An insurance company may lead you to believe you have to work with a particular body shop for your repairs. They do this because they often have relationships with certain shops. However, you have the right to choose who repairs your vehicle. If you do not like the shop the insurance company wants you to work with, you can contact the insurer and let them know you are not satisfied with their choice and you have a certain shop you want to work with.

Is Frame Damage Non-Repairable?

Many car accidents result in a damaged frame. When this happens, an insurance company will likely want to total the vehicle claiming frame damage. However, if the frame is not weak, there is a chance the car is fixable. This is especially true on newer vehicles. If you have frame damage and you want to have your car fixed rather than totaled, be sure to discuss this with the insurance agency.

To learn more, contact an auto collision repair service in your area.